Unreasonable Hospitality
EXCELLANCE IS EARNED,NOT GIVEN.
In 2024, I was awarded the Most Valuable Person (MVP) award to recognize my unparallel contribution to the company. I designed, developed, and deployed the entire tech stack we currently operate on. Including things like a custom CRM solution, a custom SQL Database to house and search over a million records and much more.
This was all done while doing what matters most to me; assisting clients with whatever mortgage related goal they had. Whether it was purchasing a new home to start a new family, taking cash out to pay off debts, or simply doing a rate and term to reduce their interest rate, I remained and will always remain dedicated to helping you with your mortgage needs.

30,000+
Brokers
Out of the 30,000 plus loan officers in America, I am in the top 1%

13,000
Brokerages in America
Over 13,000 brokerages use United Wholesale Mortgage, you’re dealing with a top 100 company. The best of the best

3
Excellence through Execution
An award given to a select few brokerages across the country. Only those that achieved an average close time of 13 days or less for 3 years straight are given this prestigious award.
Unreasonable Hospitality
EXCELLANCE
IS EARNED,
NOT GIVEN.
In 2024, I was awarded the Most Valuable Person (MVP) award to recognize my unparallel contribution to the company. I designed, developed, and deployed the entire tech stack we currently operate on. Including things like a custom CRM solution, a custom SQL Database to house and search over a million records and much more.
This was all done while doing what matters most to me; assisting clients with whatever mortgage related goal they had. Whether it was purchasing a new home to start a new family, taking cash out to pay off debts, or simply doing a rate and term to reduce their interest rate, I remained and will always remain dedicated to helping you with your mortgage needs.

30,000+
Brokers
Out of the 30,000 plus loan officers in America, we are as a company, in the 1%.

13,000
Brokerages in America
Over 13,000 brokerages use United Wholesale Mortgage, you’re dealing with a top 100 company. The best of the best

3Years
Excellence through Execution
An award given to a select few brokerages across the country. Only those that achieved an average close time of 13 days or less for 3 years straight are given this prestigious award.
Not all mortgage companies are created equal
Faster Processing
From our first call, to your loan funded, we get your loan to close quickly the right way, the first time.
Cheaper Costs
We save our customers an average of $4,000 in costs but elimination junk fees.
Find what works
We help guide you throughout the entire process and help you choose the right program and product based on your needs.
Working with a Pro
As the President of Kinfolk Home Loans, you're dealing with a professional. Not just in the loan-origination space, but as an individual.
Don't just take our word for it

Abby Kitaeff
As a real estate agent, I can personally say that who you choose as your lender is crucial for success in this business.
I recently had the pleasure of working with Tomer at Kinfolk Home Loans and I can’t recommend him highly enough! From the very beginning, Tomer made the entire process easy and stress free. Tomer took the time to explain to my clients every detail, answering all of their questions with patience and clarity. He walked them through the different loan options, helping them find the perfect fit for their needs. His expertise and professionalism truly stood out, making my clients feel confident in their decisions.

Joseph Osborn
Great experience with Phil Heinley. He put in the extra work and got me an excellent loan at an excellent rate. My realtor was shocked at how low of a rate I got compared to other clients. The whole mortgage process was stress-free, and made our lives so much easier during this busy time. I will definitely go with Kinfolk next time I need a mortgage.

Nick Ledvina
Kinfolk made things simple and seamless. Any questions I had were always answered quickly and they really made the process stress free. Big shout out to Tomer as well for even visiting houses with us to offer advice and get any feedback that we needed.
Company
NMLS CONSUMER ACCESS
NMLS: 1955452
Company NMLS: 2336233
Texas Consumers Complaint & Recovery Fund
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