What is Tomi?
Tomi uses shared homeownership as a way for you to socially and financially align with the people in your life who matter most. Because we understand incentives better than anyone. Incentives and alignment are built into the fabric of both Tomi and shared homeownership. Home ownership lasts a long time (over 12 years on average) and we know the only way to ensure your shared ownership arrangement is successful is to make sure everyone’s wants and needs are being met. By (co)owning real estate with others, you reduce your cost of living in the short-term while increasing your net worth (via appreciation) in the mid to long-term. Home ownership also offers an opportunity to generate passive income via rental.
The Kinfolk Way
Combining decades of experience at big retail banks, Kinfolk Home Loans was founded on a far-too-lost principle; to help Americans. Our hand-picked team of mortgage professionals, show up everyday to ensure that principle is exercised. We care beyond measure, that’s why we are here whenever you need it, because life happens afterhours, and that’s when you need help the most.
Leverage Our Relationships
We’ve built decade long relationships with some of America’s top lenders to best serve you, and your co-owners needs. We understand that not all situations are created equally and things can get a little complex. That is why we built this partnership with Tomi and Kinfolk Home Loans, to ensure that no stone is left unturned. The right loan, with the right pricing, with certainty.